FINTRAC MSB Change of Ownership: What Buyers Should Check
What a buyer should review when acquiring control of a FINTRAC-registered Canadian MSB, including ownership, registry updates, AML handover and seller authority.
Editorial · SKY7 Insights
Fintech licensing insights & regulatory guides
Licensing guides, regulatory updates and field notes from the seniors who file. Written for founders deciding which licence, which jurisdiction, and what to expect before a regulator opens the file.
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Canadian MSB vs Foreign MSB: Which Route Fits Foreign Founders?
A practical comparison of Canadian MSB and Foreign MSB routes for non-resident founders planning Canadian or cross-border payment, FX, remittance or virtual-currency activity.
Canadian MSB Due Diligence Checklist Before Acquisition
A buyer-side checklist for reviewing a Canadian MSB acquisition candidate before relying on FINTRAC status, activity scope, AML documentation or seller claims.
Canadian MSB Bank Account Risks After Acquisition
Why buying a Canadian MSB does not guarantee banking, and what buyers should prepare before relying on any account, provider or onboarding claim.
Canada MSB and RPAA: When Bank of Canada PSP Registration Matters
How Canadian MSB registration and Bank of Canada RPAA / PSP analysis interact, and why buyers must treat FINTRAC status and RPAA status as separate diligence workstreams.
Buy vs Register a Canadian MSB: Which Route Is Faster?
A practical decision framework for founders comparing a Canadian MSB acquisition with a fresh FINTRAC registration, including timeline, AML, ownership and RPAA considerations.
MiCA CASP framework: what changes for crypto operators in 2026
As of July 2026, MiCA requires regulated crypto-asset services in the EU to be provided by a firm with the relevant status and service scope. This guide explains the provider gate, prudential rules, custody, outsourcing and cross-border notification.
MSB Canada step-by-step: registering with FINTRAC
Canada's Money Services Business regime under FINTRAC is a practical route for regulated fintech operations in North America. This walkthrough covers eligibility, compliance officer setup, registration windows and post-approval reporting.
What is an EMI licence? A founder's guide to EU Electronic Money Institutions
Electronic Money Institution licences are the most common path for fintechs handling client funds across the EEA. This guide covers what an EMI licence enables, where it's typically filed, capital thresholds, and the operating shape post-authorisation.
UAE crypto custody: comparing DIFC, ADGM and VARA Dubai
Three Emirati regimes, three different theories of supervision. We unpack how the regulators differ on safekeeping rules, client asset segregation and capital - and where each makes sense depending on your operating model.
FCA Part 4A pre-application meetings that actually move the file
How to use the FCA's pre-application engagement productively - what to bring, who should be in the room, and how to surface the hardest questions early enough that they don't derail authorisation.
Anjouan gaming licence: what is actually inside the permit
A field write-up of a recently delivered Anjouan iGaming permit - what the licence covers, what it does not, how regulators treat ongoing supervision, and how Anjouan stacks up against Curaçao and Isle of Man.
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