Topic archive
Payment institution, authorised PI, SPI, MPI and PSP routes, with FCA, MAS and EU regulator expectations for fintech operators preparing applications. Use this archive to understand payment account permissions, remittance and acquiring models, safeguarding, capital, conduct controls and the point at which a PI route is no longer enough for the product roadmap.
Archive
02 entries
How to use the FCA's pre-application engagement productively — what to bring, who should be in the room, and how to surface the hardest questions early enough that they don't derail authorisation.
The MAS has revised base capital thresholds and operational risk buffers for MPI applicants. Here is the practical read for fintechs choosing Singapore — and how the rules compare to a comparable EU PI.
