Accounting, Bookkeeping & Financial Reporting for Regulated Entities

Good reporting starts with clean, current books. We maintain your general ledger, process accounts payable and receivable, record transactions against an appropriate chart of accounts, and reconcile bank, payment-processor and wallet accounts on a regular cycle. For regulated firms this discipline matters more than usual: supervisory returns, safeguarding reconciliations and audit evidence are only as trustworthy as the underlying ledger.

We work with cloud accounting platforms and can integrate with your banking, PSP and treasury systems so that data flows consistently rather than being rekeyed. The result is a continuously up-to-date set of books you can rely on for decisions, not just at year end.

Founders, boards and investors need a current view of performance, not a backward-looking annual filing. We prepare periodic management accounts — typically monthly or quarterly — covering profit and loss, balance sheet and cash position, with commentary on the figures that matter for a fintech: gross margin on transaction flows, burn and runway, and revenue by product line.

Reporting can be tailored to your investors' and board's expectations, and to any conditions attached to your licence or funding. The aim is a finance pack that supports real decisions and stands up to scrutiny from a regulator, lender or due-diligence team.

We prepare annual statutory financial statements in line with the applicable framework in your jurisdiction — typically IFRS or the relevant local GAAP — formatted for filing with the company registry or regulator. This includes the primary statements, accounting policies and notes, related-party and going-concern disclosures, and the consolidation work required where you operate through a group.

Because our team prepares accounts for licensed entities, we are attentive to the disclosures supervisors and auditors look for, and we coordinate filing deadlines so statutory obligations are met on time across each entity in your structure.

Licensed firms file financial information directly with their supervisor, separately from statutory accounts. Depending on your authorisation and jurisdiction this can include prudential returns and own-funds (capital adequacy) calculations, safeguarding or client-money reconciliations, transaction and volume reporting, and other periodic supervisory submissions.

We prepare these returns from your ledger, map your figures to the regulator's templates and definitions, and help you track filing calendars so nothing is missed. Where capital, safeguarding or liquidity thresholds apply, we help you monitor headroom on an ongoing basis rather than discovering a breach after the fact. We do not promise any particular supervisory outcome, but we make sure your submissions are accurate, complete and on time.

When your entity is subject to a statutory or regulatory audit, we prepare the audit file and act as the point of contact for the auditor — assembling reconciliations, schedules and supporting documentation, responding to queries, and resolving findings efficiently. Well-organised, audit-ready books typically shorten the audit and reduce friction and cost.

We also coordinate your tax compliance, working with local tax advisers and authorities so that corporate income tax, VAT and other filings are prepared on time and reconciled to your accounts. SKY7 keeps the threads connected, so that bookkeeping, statutory accounts, regulatory returns, audit and tax sit on one consistent set of numbers rather than drifting apart.

Many of our clients run more than one entity — an operating company, a regulated subsidiary, a holding vehicle, perhaps across several of the jurisdictions we cover. We can act as a single, consistent finance function across that structure, applying the same standards and reporting cadence throughout while respecting each entity's local obligations.

This service is delivered as an ongoing engagement rather than a one-off. As your business and licence obligations evolve, the scope of bookkeeping, reporting and coordination scales with you, with clear ownership of who prepares, reviews and files each deliverable.