Who it fits
B2B fintech, payment, wallet and digital-asset teams that want to add EU-facing crypto functionality without presenting themselves as the regulated service provider.
Proprietary EU integration framework
SKY7 maps the regulatory perimeter, selects a suitable EU provider, prepares the onboarding file and coordinates implementation for embedded and provider-led crypto service models.

SKY7 applies its proprietary EU CASP Integration Framework as an independent B2B adviser, provider-selection lead and integration coordinator. SKY7 does not provide regulated crypto-asset services, hold client funds or crypto-assets, control private keys, execute orders or lend another firm's authorisation to a client.
A selected EU provider supplies any regulated service under a separate agreement, within the scope verified for that provider and subject to its own acceptance, compliance review and target-market availability. The provider remains responsible for its regulatory duties. The client remains responsible for its product, disclosures, customer interface and every duty allocated to it in the agreed operating model.
Route facts
B2B fintech, payment, wallet and digital-asset teams that want to add EU-facing crypto functionality without presenting themselves as the regulated service provider.
Determine which activities are regulated, which party performs each activity, and whether a provider-led, embedded, API or white-label arrangement is defensible.
Perimeter map, provider-fit matrix, evidence log, onboarding pack, responsibility matrix and implementation readiness plan tailored to the proposed flow.
Provider scope, market coverage, risk appetite, contracting model, custody design, fiat rails, data handling and customer approval can each change the viable route.
| Function | Primary owner | Public operating boundary |
|---|---|---|
| Function Perimeter analysis and provider selection | Primary owner SKY7 | Public operating boundary SKY7 advises, compares fit and coordinates the work. It does not make a supervisory decision or supply the regulated service. |
| Function Regulated crypto-asset services | Primary owner Selected EU provider | Public operating boundary Services are supplied under the provider's separate client agreement, verified scope and approval for the proposed model and target market. |
| Function Product, distribution and customer interface | Primary owner Client | Public operating boundary The client owns its proposition and must describe each party's regulatory status and role clearly throughout the customer journey. |
| Function Assets, funds and private keys | Primary owner Contractually identified provider | Public operating boundary Control and safeguarding are mapped before launch. SKY7 does not receive or control customer assets, funds or keys through this advisory service. |
| Function Fiat payments and settlement | Primary owner Separately authorised financial provider | Public operating boundary Fiat accounts, payment services and safeguarding are not assumed to be included in a crypto provider arrangement and are verified separately. |
| Function AML, KYT, sanctions and Travel Rule controls | Primary owner Allocated in the operating model | Public operating boundary Tasks may be distributed, but the selected provider retains the duties that law and its authorisation place on it. |
Overview
The framework does not advertise one universal bundle. The following capability families may be available only where the selected provider's verified scope, operating model, target market and approval support them.
Custody, wallet infrastructure or key-control arrangements may be considered with explicit client contracting, asset segregation and responsibility mapping.
Crypto-to-crypto or crypto-to-fiat functionality may be scoped only after the activity, counterparty chain and fiat leg have been classified.
Order execution or crypto-asset transfer flows may be assessed with venue, routing, KYT and Travel Rule responsibilities documented.
Liquidity or execution connectivity may be evaluated as a provider dependency, not represented as a service supplied by SKY7.
APIs, widgets or embedded journeys may support delivery, but technical integration does not transfer the provider's authorisation to SKY7 or the client.
A branded interface may be possible where contracts and disclosures continue to identify the regulated provider and avoid a misleading regulatory halo.
As of July 2026, EU crypto-asset services must be supplied by a CASP authorised under MiCA or by an eligible financial entity permitted to provide the relevant services. Legacy national VASP status is not treated as current MiCA authorisation. Cross-border availability is checked for the target market instead of being inferred from a provider's general regulatory status.
API, embedded, outsourcing and white-label structures are operating arrangements, not ways to transfer an authorisation. A regulated CASP remains responsible when it outsources functions. Fiat payments and related safeguarding require their own authorised delivery chain. Tokenisation and RWA models also pass a separate classification gate because a token may be a financial instrument or another product outside MiCA rather than a crypto-asset covered by the proposed CASP arrangement.
Capture the product, customer journey, target EU markets, asset flows, fiat touchpoints, technology stack and intended role of every participant.
Classify each activity and separate regulated crypto services, payment services, technology functions, distribution and client-owned obligations.
Translate the model into evidence criteria covering scope, market availability, custody, contracting, risk appetite, resilience, data and integration requirements.
Check live regulatory records, authority evidence and operating materials privately before a provider is proposed for the client model.
Build a coherent corporate, ownership, compliance, product and flow package that allows the provider to assess the client on accurate information.
Document customer contracting, disclosures, custody, payments, AML, KYT, Travel Rule, complaints, incidents, data handling, audit rights and exit responsibilities.
Align legal documents, controls, API design, testing evidence, operational procedures and launch gates while preserving the provider's independent approval decision.
Explain the user proposition, customer types and the role shown at each interaction.
Identify the EU markets and customer segments the first operating model must support.
Map deposits, withdrawals, conversion, settlement, fees and every fiat touchpoint.
State who holds assets, controls keys, approves transfers and reconciles balances.
Provide corporate, UBO, management and decision-making evidence for provider review.
Share AML, KYT, sanctions, Travel Rule, monitoring and escalation arrangements.
Describe APIs, data flows, security, subcontractors, incident handling and exit design.
Route facts
A written view of activities, parties, contracting lines and the points that need legal or provider confirmation.
Comparable criteria and an evidence log for confidential candidate review, without exposing the provider panel publicly.
A structured client file covering ownership, business model, compliance, flows, technology and expected operating controls.
A practical allocation for custody, payments, AML, KYT, Travel Rule, disclosures, complaints, incidents and customer support.
Legal, technical and operational dependencies organised into testable readiness gates for the client and selected provider.
Open assumptions, evidence gaps, approval dependencies and remediation actions recorded before the model is treated as launch-ready.
FAQ
No. SKY7 provides perimeter analysis, provider selection, onboarding preparation and integration coordination. Any regulated crypto-asset service is supplied by the selected EU provider under a separate agreement and only within its verified scope and approval.
No. An API, embedded journey or branded interface changes delivery mechanics, not the regulatory identity of the service provider. Contracts, customer disclosures and operations must continue to show which party supplies each service and which duties the client retains.
Custody, exchange, execution, transfer, wallet, liquidity and related technical capabilities may be assessed. Availability depends on verified provider scope, target market, customer type, asset model, delivery structure and independent provider approval.
No. Candidate identities and evidence remain confidential. The selected provider's legal identity, regulatory basis, relevant scope, geographic availability, client-contract role and applicable commercial terms are disclosed privately before a provider-specific proposal, onboarding, personal-data transfer or agreement.
No. Every provider performs its own risk, compliance and commercial review. SKY7 improves decision quality and submission readiness, but it cannot approve a client, promise access to a capability or override a provider's risk appetite.
No. Fiat accounts, payment services, settlement and safeguarding require a separately verified authorised delivery chain. An RWA or tokenisation project first needs legal classification because the instrument may sit outside MiCA and require a different route.
Directory
Explore the wider topic hub for custody, exchange and MiCA operating questions.
Identify the regulated and contracting provider across common delivery models.
Review the evidence gates behind provider selection, onboarding and integration.
See the wider SKY7 process for provider fit, diligence and managed onboarding.
Last reviewed in July 2026. The public perimeter was checked against Regulation (EU) 2023/1114 on markets in crypto-assets, Regulation (EU) 2023/1113 on transfer information, Regulation (EU) 2022/2554 on digital operational resilience, the ESMA MiCA register and ESMA statements on the end of transitional periods and regulatory halo risk. Provider-specific facts are deliberately excluded and must be reverified against live register and authority evidence before use.
Tell us what you need
Send SKY7 the customer journey, target markets, asset and money flows, custody model and current technology stack. We will identify the role split, evidence gaps and provider-fit questions that must be resolved before onboarding.